Orlando Adults and Long Term Care Insurance Information

by Michele Moon

Central Florida baby boomers – those between the ages of 49 and 67 – and even older, senior adults, face the question of whether or not to purchase a long term care insurance policy.

Less than 20% of older adults have such a policy, a number that means many older people in Florida could spend long years living in less-than-ideal situations.

We Specialize in Home Sales and Services for Orlando Adults 55+

A very real possibility is that those without long term care insurance could be forced to spend down all of their assets before qualifying for Medicare. According to the National Clearinghouse for Long-Term Care Information, about 70% of people over age 65 require some type of long-term care in their lifetime.

That means your house, savings, and all assets liquidated in order to pay for any assisted housing needs that may arise.

Here are some basic facts that explain long term care insurance. I thought the infographics do a fine job of explaining more numbers:

And here's another

If you're an Orlando-area adult 55+ or the family caregiver of an older senior adult, Lisa and I - The Estate Conversions Team - are specifically trained as Certified Senior Housing Professionals. That means we do far more than simply help people buy or sell a house in Orlando. Feel free to contact us anytime for information and advice on preparing for your future as it pertains to real estate, senior housing, and any other issues that involve a late-in-life move for those 55+. 

If we don't know the answer or can't help specifically, we'll refer you to other resources, organizations, or professionals who can be of service. Find us here or fill out the form to the right of this page.

Our Featured Orlando Condo for Sale

Oviedo, Florida Condo for Sale

{Video} Interview with Orlando (Winter Park) Attorney on Estate Planning, Wills, and Power of Attorney

by Michele Moon

Simply downloading a legal form from the Internet and expecting it to be - or remain - valid can be a dangerous proposition.

As Orlando real estate agents who specialize in helping seniors downsize, sell a house, and prepare to move into more manageable housing, we at Estate Conversions regularly work with other professionals who provide important services for Orlando seniors or their caregiver families.

We Specialize in Home Sales and Assistance for Orlando Adults 55+

I had a chance to sit down for a few minutes and chat with Orlando attorney Rachel Alvarez to discuss a wide variety of legal issues that impact Central Florida baby boomers, senior citizens, and their family caregivers.

In this video segment we specifically talk about the often misunderstood attributes of a power of attorney. For example, did you know that a power of attorney goes into effect immediately in the state of Florida?

Rachel discusses how you can protect yourself, the different types of power of attorney (like financial or health), and the importance of ensuring that your power of attorney is structured to be legally sound.

Rachel's law office is located in Winter Park, Florida and she specializes in Real Estate, Asset Protection, and Estate Planning, among other areas of practice.

Visit the Alvarez Law Firm

About Rachel

Lake Mary, Florida Townhouse for Sale

Lovely townhome in desirable Heron Cove is ready for its new owner. The home features a large L shaped great room with a wood burning fireplace, dining area and sliding glass doors that lead out to a fenced back yard. The eat in kitchen has all the appliances and access to the laundry room and garage. Upstairs you'll find two generous sized master suites with full baths. 

One bedroom has sliding glass doors that lead to an upstairs balcony. The home has brand new, neutral carpeting throughout and has been well maintained. Residents of Heron Cove enjoy a community pool and quiet tree lined streets, easy access to shopping, restaurants and I-4. Hoa covers roof, skylights, driveway, gutters, trees, lawn care, bldg exterior and more. Easy to see and buy!

Resources for Seniors and Family Caregivers in Orlando

by Michele Moon
The Estate Conversions Team

Family caregivers in Orlando - those who take care of an older adult - do exceptional work! As Certified Senior Housing Professionals - Realtors who help family caregivers and seniors in the sale of a family home and move to a new phase of life - we at Estate Conversions regularly come across people who are at the forefront of this demanding time in life.

The Estate Conversions Team: Specializing in Home Sales for Orlando Adults 55+

It's part of our job to know as much as possible about opportunities that can make life a bit better and easier for both those caregivers and their loved ones. I wanted to use this blog post to provide information on some of the community resources available to family caregivers across central Florida.

Veterans Administration Caregiver Support

If you're the family caregiver of a veteran in Orlando, from Oviedo to Lake Mary to Live Oak to Winter Springs to Altamonte, the Veterans Administration provides a wide variety of resources to help not only the veteran, but also YOU - the family caregiver of a veteran. These include respite programs, the free, online workshop "Building Better Caregivers," and plenty of other assistance.

Family Caregiver Support at the Orlando VA Medical Center

The Orlando VA Family Caregiver Support Coordinators are:

Elinor Splitter, MA, MSW, LCSW: 321-397-6465

James Conte, MSW : 407-646-4055

Jane Hoke Otto, RN: 407-271-2311

Richard Kennedy, RN: 407-646-4100

Central Florida Alzheimers and Dementia Resource Center

A fantastic local resource for Orlando family caregivers of those with these illnesses.

Alzheimers Association Central Florida Support Groups

Share the Care: Adult Day Care and Respite

Based on income with sliding scale fees

Senior Resource Alliance: Central Florida

Central Florida's Area Agency on Aging serving seniors, caregivers and aging services providers in Brevard, Orange, Osceola and Seminole Counties.

Orlando Counsel for Caregivers

As Certified Senior Housing Professionals, we at the Estate Conversions Team - Lisa D'Aloise and Michele Moon - consider it an honor to help boomers, seniors, and family caregivers with any and all questions they may have about the caregiving or downsizing/moving process. Reach us anytime here or fill out the contact form on the right sidebar.

Lake Mary, Florida House for Sale

Orlando Senior Real Estate Specialists and Certified Senior Housing Professionals

Here's a question for you: Are you aware of the fact that there are a select group of real estate agents who are specifically trained and educated in how to eloquently serve seniors and older adults 55+?

Do you think there's any difference between a regular real estate agent and one who specializes in working with senior citizens or their caregiver families?

The short answer is that yes, there is. And we at The Estate Conversions Team of Keller Williams Realty in Orlando are part of a national movement to help seniors drive through the wide variety of emotional, financial, and family issues that younger home sellers simply do not face.

We both - Michele Moon & Lisa D'Aloise - are Certified Senior Housing Professionals (CSHP) of The Seniors Real Estate Institute, a global organization that exists to educate and equip senior housing and real estate professionals across the world to effectively navigate the complexities of late in life moves for senior adult clients.

Our Approach is to Serve as a Friend, Adviser, and Business Partner

It's about being more than a "normal" realtor. Our focus is on serving as a trusted adviser that helps seniors or their caregiver children understand their options when considering the sale of a family home and move to another.

We zero in on being caring advocates, skilled real estate agents, and master collaborators, in addition to brilliant guides and consultants!

We've also put together an extensive network of other professionals who serve seniors in the move process, making it easier for us to refer you to others like accountants, tax professionals, moving services, home health providers, and adult living communities. Best of all, we serve as the HUB for all of these professionals and work to make sure that all of them are meeting your needs and obligations to you.

Please feel free to contact us here at anytime for a no-obligation chat and details on how we may be of service with your home sale and move.